FY2027 Small Area FMR · Ralph, SD

ZIP 57650 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 57650 (Ralph, SD) is $1,010 a month, up 6.3% from FY2026. That is 5% below the Harding County, SD area-wide FMR of $1,064.

2-bedroom SAFMR$1,010per month ▲ 6.3%

Area-wide 2 BR FMR$1,064Harding County, SD

Rank in the area10thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 21.5%

1 BR$800▲ 11.1%

2 BR$1,010▲ 6.3%

3 BR$1,410▲ 16.5%

4 BR$1,700▲ 15.6%

FY2027 FY2026

Where 57650 sits in the Harding County, SD area

Of the 11 ZIP codes HUD lists for the area, 57650 has the 10th highest two-bedroom Small Area FMR. Harding County, SD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,064 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$741	$650
1 bedroom	$800	$720 – $880	$813	$720
2 bedrooms	$1,010	$909 – $1,111	$1,064	$950
3 bedrooms	$1,410	$1,269 – $1,551	$1,368	$1,210
4 bedrooms	$1,700	$1,530 – $1,870	$1,678	$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $75,600. ZIP code 57650 lies mainly in Harding County. See the Harding County, SD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
57640	Lodgepole	14.8 mi	$1,080
57755	Ludlow	16.1 mi	$1,030
58653	Scranton	17.6 mi	$1,020
58649	Reeder	19.7 mi	$1,010
57649	Prairie City	24.1 mi	$1,040
58639	Hettinger	26.4 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 57650?

HUD's FY2027 Small Area Fair Market Rents for 57650 are $790 (studio), $800 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 57650?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 57650 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 57650?

The FY2026 income limits of the Harding County, SD area apply: median family income $92,900, low-income (80%) limit $75,600 for a family of four.