Income Limits by County

FY2027 Small Area FMR · Saint Thomas, ND

ZIP 58276 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58276 (Saint Thomas, ND) is $1,010 a month, up 16.1% from FY2026. That is 0% equal to the Pembina County, ND area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 16.1%
Area-wide 2 BR FMR$1,014Pembina County, ND
Rank in the area10thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 58276 sits in the Pembina County, ND area

$1,010$1,520median $1,055

Of the 14 ZIP codes HUD lists for the area, 58276 has the 10th highest two-bedroom Small Area FMR. Pembina County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$894$760
1 bedroom$910$819 – $1,001$914$790
2 bedrooms$1,010$909 – $1,111$1,014$870
3 bedrooms$1,410$1,269 – $1,551$1,404$1,210
4 bedrooms$1,700$1,530 – $1,870$1,695$1,470

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $99,600 and the 80% low-income limit for four people is $85,700. ZIP code 58276 lies mainly in Pembina County. See the Pembina County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
58236Glasston5.7 mi$1,080
58222Crystal10.2 mi$1,520
58238Hamilton10.5 mi$1,050
58241Hensel10.7 mi$1,290
58225Drayton11.0 mi$1,010
58243Hoople13.3 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 58276?

HUD's FY2027 Small Area Fair Market Rents for 58276 are $890 (studio), $910 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 58276?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58276 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 58276?

The FY2026 income limits of the Pembina County, ND area apply: median family income $99,600, low-income (80%) limit $85,700 for a family of four.