Income Limits by County

FY2027 Small Area FMR · Oberon, ND

ZIP 58357 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58357 (Oberon, ND) is $1,040 a month, up 15.6% from FY2026. That is 3% above the Benson County, ND area-wide FMR of $1,014.

2-bedroom SAFMR$1,040per month ▲ 15.6%
Area-wide 2 BR FMR$1,014Benson County, ND
Rank in the area7thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 58357 sits in the Benson County, ND area

$1,010$1,380median $1,020

Of the 17 ZIP codes HUD lists for the area, 58357 has the 7th highest two-bedroom Small Area FMR. Benson County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$850$765 – $935$856$730
1 bedroom$880$792 – $968$861$760
2 bedrooms$1,040$936 – $1,144$1,014$900
3 bedrooms$1,440$1,296 – $1,584$1,404$1,250
4 bedrooms$1,740$1,566 – $1,914$1,695$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $85,700. ZIP code 58357 lies mainly in Benson County. See the Benson County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
58374Sheyenne10.0 mi$1,070
58335Fort Totten10.3 mi$1,010
58351Minnewaukan10.6 mi$1,090
58348Maddock13.2 mi$1,010
58379Tokio18.7 mi$1,340
58370Saint Michael18.7 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 58357?

HUD's FY2027 Small Area Fair Market Rents for 58357 are $850 (studio), $880 (1 BR), $1,040 (2 BR), $1,440 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 58357?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58357 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 58357?

The FY2026 income limits of the Benson County, ND area apply: median family income $74,100, low-income (80%) limit $85,700 for a family of four.