FY2027 Small Area FMR · Willow City, ND
ZIP 58384 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58384 (Willow City, ND) is $1,170 a month, up 18.2% from FY2026. That is 15% above the McHenry County, ND area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 58384 sits in the McHenry County, ND area
Of the 20 ZIP codes HUD lists for the area, 58384 has the 4th highest two-bedroom Small Area FMR. McHenry County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.
ZIP code 58384 crosses more than one HUD area. HUD also lists it under Bottineau County, ND (same figures), Pierce County, ND (same figures) and Rolette County, ND (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $910 | $819 – $1,001 | $706 | $780 |
| 1 bedroom | $950 | $855 – $1,045 | $834 | $810 |
| 2 bedrooms | $1,170 | $1,053 – $1,287 | $1,014 | $990 |
| 3 bedrooms | $1,570 | $1,413 – $1,727 | $1,404 | $1,340 |
| 4 bedrooms | $1,950 | $1,755 – $2,145 | $1,695 | $1,660 |
A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $103,400 and the 80% low-income limit for four people is $85,700. ZIP code 58384 lies mainly in Bottineau County, McHenry County and Pierce County. See the McHenry County, ND county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 58384?
HUD's FY2027 Small Area Fair Market Rents for 58384 are $910 (studio), $950 (1 BR), $1,170 (2 BR), $1,570 (3 BR) and $1,950 (4 BR) a month.
What is the Section 8 payment standard in 58384?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58384 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 58384?
The FY2026 income limits of the McHenry County, ND area apply: median family income $103,400, low-income (80%) limit $85,700 for a family of four.