FY2027 Small Area FMR · Cathay, ND

ZIP 58422 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58422 (Cathay, ND) is $1,050 a month, up 15.4% from FY2026. That is 4% above the Wells County, ND area-wide FMR of $1,014.

2-bedroom SAFMR$1,050per month ▲ 15.4%

Area-wide 2 BR FMR$1,014Wells County, ND

Rank in the area4thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 17.6%

1 BR$880▲ 15.8%

2 BR$1,050▲ 15.4%

3 BR$1,450▲ 14.2%

4 BR$1,760▲ 15.8%

FY2027 FY2026

Where 58422 sits in the Wells County, ND area

Of the 13 ZIP codes HUD lists for the area, 58422 has the 4th highest two-bedroom Small Area FMR. Wells County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$894	$740
1 bedroom	$880	$792 – $968	$906	$760
2 bedrooms	$1,050	$945 – $1,155	$1,014	$910
3 bedrooms	$1,450	$1,305 – $1,595	$1,384	$1,270
4 bedrooms	$1,760	$1,584 – $1,936	$1,695	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $102,800 and the 80% low-income limit for four people is $85,700. ZIP code 58422 lies mainly in Wells County. See the Wells County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
58438	Fessenden	10.3 mi	$1,070
58486	Sykeston	14.5 mi	$1,010
58356	New Rockford	15.8 mi	$1,050
58418	Bowdon	16.5 mi	$1,010
58421	Carrington	18.9 mi	$1,020
58374	Sheyenne	21.8 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 58422?

HUD's FY2027 Small Area Fair Market Rents for 58422 are $870 (studio), $880 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,760 (4 BR) a month.

What is the Section 8 payment standard in 58422?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58422 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 58422?

The FY2026 income limits of the Wells County, ND area apply: median family income $102,800, low-income (80%) limit $85,700 for a family of four.