FY2027 Small Area FMR · Wishek, ND
ZIP 58495 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58495 (Wishek, ND) is $1,070 a month, up 20.2% from FY2026. That is 6% above the Emmons County, ND area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 58495 sits in the Emmons County, ND area
Of the 11 ZIP codes HUD lists for the area, 58495 has the 3rd highest two-bedroom Small Area FMR. Emmons County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
ZIP code 58495 crosses more than one HUD area. HUD also lists it under Logan County, ND (same figures) and McIntosh County, ND (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $890 | $801 – $979 | $794 | $760 |
| 1 bedroom | $890 | $801 – $979 | $799 | $790 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $1,014 | $890 |
| 3 bedrooms | $1,470 | $1,323 – $1,617 | $1,232 | $1,250 |
| 4 bedrooms | $1,790 | $1,611 – $1,969 | $1,695 | $1,500 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $99,000 and the 80% low-income limit for four people is $85,700. ZIP code 58495 lies mainly in McIntosh County and Logan County. See the Emmons County, ND county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 58495?
HUD's FY2027 Small Area Fair Market Rents for 58495 are $890 (studio), $890 (1 BR), $1,070 (2 BR), $1,470 (3 BR) and $1,790 (4 BR) a month.
What is the Section 8 payment standard in 58495?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58495 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 58495?
The FY2026 income limits of the Emmons County, ND area apply: median family income $99,000, low-income (80%) limit $85,700 for a family of four.