Income Limits by County

FY2027 Small Area FMR · Sawyer, ND

ZIP 58781 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58781 (Sawyer, ND) is $1,110 a month, up 2.8% from FY2026. That is 6% above the Ward County, ND area-wide FMR of $1,049.

2-bedroom SAFMR$1,110per month ▲ 2.8%
Area-wide 2 BR FMR$1,049Ward County, ND
Rank in the area10thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999
2 BR Small Area FMR$1,110
110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 58781 sits in the Ward County, ND area

$1,050$1,460median $1,065

Of the 26 ZIP codes HUD lists for the area, 58781 has the 10th highest two-bedroom Small Area FMR. Ward County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,049 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$726$750
1 bedroom$920$828 – $1,012$864$890
2 bedrooms$1,110$999 – $1,221$1,049$1,080
3 bedrooms$1,540$1,386 – $1,694$1,458$1,500
4 bedrooms$1,860$1,674 – $2,046$1,759$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $95,700 and the 80% low-income limit for four people is $85,700. ZIP code 58781 lies mainly in Ward County. See the Ward County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
58790Velva8.6 mi$1,050
58759Max12.1 mi$1,140
58701Minot12.6 mi$1,050
58716Benedict14.9 mi$1,090
58768Norwich16.2 mi$1,050
58707Minot17.7 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 58781?

HUD's FY2027 Small Area Fair Market Rents for 58781 are $770 (studio), $920 (1 BR), $1,110 (2 BR), $1,540 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 58781?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58781 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 58781?

The FY2026 income limits of the Ward County, ND area apply: median family income $95,700, low-income (80%) limit $85,700 for a family of four.