FY2027 Small Area FMR · Ray, ND

ZIP 58849 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58849 (Ray, ND) is $1,190 a month, up 14.4% from FY2026. That is 14% below the Williams County, ND area-wide FMR of $1,388.

2-bedroom SAFMR$1,190per month ▲ 14.4%

Area-wide 2 BR FMR$1,388Williams County, ND

Rank in the area13thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071

2 BR Small Area FMR$1,190

110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$970▲ 6.6%

1 BR$1,060▲ 14.0%

2 BR$1,190▲ 14.4%

3 BR$1,540▲ 5.5%

4 BR$1,580▼ 9.7%

FY2027 FY2026

Where 58849 sits in the Williams County, ND area

Of the 13 ZIP codes HUD lists for the area, 58849 has the 13th highest two-bedroom Small Area FMR. Williams County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,388 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$970	$873 – $1,067	$1,133	$910
1 bedroom	$1,060	$954 – $1,166	$1,232	$930
2 bedrooms	$1,190	$1,071 – $1,309	$1,388	$1,040
3 bedrooms	$1,540	$1,386 – $1,694	$1,796	$1,460
4 bedrooms	$1,580	$1,422 – $1,738	$1,824	$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $111,200 and the 80% low-income limit for four people is $88,950. ZIP code 58849 lies mainly in Williams County. See the Williams County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
58843	Epping	9.9 mi	$1,750
58852	Tioga	12.2 mi	$1,290
58794	White Earth	19.6 mi	$1,490
58795	Wildrose	22.4 mi	$1,560
58830	Alamo	23.5 mi	$1,600
58755	Mcgregor	24.2 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 58849?

HUD's FY2027 Small Area Fair Market Rents for 58849 are $970 (studio), $1,060 (1 BR), $1,190 (2 BR), $1,540 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 58849?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58849 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 58849?

The FY2026 income limits of the Williams County, ND area apply: median family income $111,200, low-income (80%) limit $88,950 for a family of four.