FY2027 Small Area FMR · Watford City, ND
ZIP 58854 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 58854 (Watford City, ND) is $1,620 a month, up 15.7% from FY2026. That is 43% above the Dunn County, ND area-wide FMR of $1,130.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 58854 sits in the Dunn County, ND area
Of the 14 ZIP codes HUD lists for the area, 58854 has the 1st highest two-bedroom Small Area FMR. Dunn County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,130 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,620 for this ZIP code instead.
ZIP code 58854 crosses more than one HUD area. HUD also lists it under McKenzie County, ND (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,230 | $1,107 – $1,353 | $924 | $1,160 |
| 1 bedroom | $1,240 | $1,116 – $1,364 | $929 | $1,160 |
| 2 bedrooms | $1,620 | $1,458 – $1,782 | $1,130 | $1,400 |
| 3 bedrooms | $2,110 | $1,899 – $2,321 | $1,346 | $1,730 |
| 4 bedrooms | $2,710 | $2,439 – $2,981 | $1,889 | $2,350 |
A household renting a two-bedroom home at the Small Area FMR of $1,620 needs about $64,800 a year to keep housing costs at 30% of income. The area median family income is $130,800 and the 80% low-income limit for four people is $104,650. ZIP code 58854 lies mainly in McKenzie County and Dunn County. See the Dunn County, ND county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 58854?
HUD's FY2027 Small Area Fair Market Rents for 58854 are $1,230 (studio), $1,240 (1 BR), $1,620 (2 BR), $2,110 (3 BR) and $2,710 (4 BR) a month.
What is the Section 8 payment standard in 58854?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 58854 that range is $1,458 to $1,782 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 58854?
The FY2026 income limits of the Dunn County, ND area apply: median family income $130,800, low-income (80%) limit $104,650 for a family of four.