Income Limits by County

FY2027 Small Area FMR · Acton, MT

ZIP 59002 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59002 (Acton, MT) is $1,490 a month, up 1.4% from FY2026. That is 4% above the Billings, MT area-wide FMR of $1,432.

2-bedroom SAFMR$1,490per month ▲ 1.4%
Area-wide 2 BR FMR$1,432Billings, MT
Rank in the area8thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,341
2 BR Small Area FMR$1,490
110% of SAFMR$1,639

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59002 sits in the Billings, MT area

$1,280$2,060median $1,380

Of the 31 ZIP codes HUD lists for the area, 59002 has the 8th highest two-bedroom Small Area FMR. Billings, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,432 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,490 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,040$936 – $1,144$1,003$1,050
1 bedroom$1,180$1,062 – $1,298$1,132$1,150
2 bedrooms$1,490$1,341 – $1,639$1,432$1,470
3 bedrooms$2,060$1,854 – $2,266$1,983$2,020
4 bedrooms$2,350$2,115 – $2,585$2,261$2,300

A household renting a two-bedroom home at the Small Area FMR of $1,490 needs about $59,600 a year to keep housing costs at 30% of income. The area median family income is $113,000 and the 80% low-income limit for four people is $85,450. ZIP code 59002 lies mainly in Yellowstone County. See the Billings, MT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59015Broadview9.1 mi$1,380
59105Billings12.1 mi$1,630
59079Shepherd14.7 mi$2,060
59106Billings14.8 mi$1,780
59057Molt17.4 mi$1,470
59102Billings17.5 mi$1,470

Questions

What is the Fair Market Rent for ZIP code 59002?

HUD's FY2027 Small Area Fair Market Rents for 59002 are $1,040 (studio), $1,180 (1 BR), $1,490 (2 BR), $2,060 (3 BR) and $2,350 (4 BR) a month.

What is the Section 8 payment standard in 59002?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59002 that range is $1,341 to $1,639 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59002?

The FY2026 income limits of the Billings, MT area apply: median family income $113,000, low-income (80%) limit $85,450 for a family of four.