Income Limits by County

FY2027 Small Area FMR · Saint Xavier, MT

ZIP 59075 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59075 (Saint Xavier, MT) is $1,370 a month, up 2.2% from FY2026. That is 5% above the Big Horn County, MT area-wide FMR of $1,306.

2-bedroom SAFMR$1,370per month ▲ 2.2%
Area-wide 2 BR FMR$1,306Big Horn County, MT
Rank in the area9thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,233
2 BR Small Area FMR$1,370
110% of SAFMR$1,507

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59075 sits in the Big Horn County, MT area

$1,180$1,590median $1,370

Of the 17 ZIP codes HUD lists for the area, 59075 has the 9th highest two-bedroom Small Area FMR. Big Horn County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,306 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,370 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$998$1,010
1 bedroom$1,060$954 – $1,166$1,007$1,030
2 bedrooms$1,370$1,233 – $1,507$1,306$1,340
3 bedrooms$1,890$1,701 – $2,079$1,795$1,710
4 bedrooms$2,290$2,061 – $2,519$2,183$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,370 needs about $54,800 a year to keep housing costs at 30% of income. The area median family income is $67,800 and the 80% low-income limit for four people is $72,800. ZIP code 59075 lies mainly in Big Horn County. See the Big Horn County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59035Fort Smith8.7 mi$1,180
59050Lodge Grass19.4 mi$1,590
59034Hardin22.1 mi$1,270
59031Garryowen23.7 mi$1,510
59101Billings28.4 mi$1,360
59064Pompeys Pillar28.8 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 59075?

HUD's FY2027 Small Area Fair Market Rents for 59075 are $1,050 (studio), $1,060 (1 BR), $1,370 (2 BR), $1,890 (3 BR) and $2,290 (4 BR) a month.

What is the Section 8 payment standard in 59075?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59075 that range is $1,233 to $1,507 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59075?

The FY2026 income limits of the Big Horn County, MT area apply: median family income $67,800, low-income (80%) limit $72,800 for a family of four.