Income Limits by County

FY2027 Small Area FMR · Sand Springs, MT

ZIP 59077 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59077 (Sand Springs, MT) is $1,100 a month, unchanged from FY2026. That is 0% equal to the Garfield County, MT area-wide FMR of $1,101.

2-bedroom SAFMR$1,100per month ■ 0.0%
Area-wide 2 BR FMR$1,101Garfield County, MT
Rank in the area5thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59077 sits in the Garfield County, MT area

$1,080$1,610median $1,175

Of the 8 ZIP codes HUD lists for the area, 59077 has the 5th highest two-bedroom Small Area FMR. Garfield County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,101 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$842$820
1 bedroom$860$774 – $946$864$860
2 bedrooms$1,100$990 – $1,210$1,101$1,100
3 bedrooms$1,440$1,296 – $1,584$1,442$1,350
4 bedrooms$1,810$1,629 – $1,991$1,809$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $72,800. ZIP code 59077 lies mainly in Garfield County. See the Garfield County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59058Mosby7.7 mi$1,400
59318Brusett23.3 mi$1,080
59087Winnett31.5 mi$1,550
59039Ingomar35.3 mi$1,190
59054Melstone37.1 mi$1,330
59083Sumatra37.8 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 59077?

HUD's FY2027 Small Area Fair Market Rents for 59077 are $840 (studio), $860 (1 BR), $1,100 (2 BR), $1,440 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 59077?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59077 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59077?

The FY2026 income limits of the Garfield County, MT area apply: median family income $87,300, low-income (80%) limit $72,800 for a family of four.