FY2027 Small Area FMR · Belt, MT
ZIP 59412 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59412 (Belt, MT) is $1,220 a month, down 6.2% from FY2026. That is 7% below the Great Falls, MT area-wide FMR of $1,308.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59412 sits in the Great Falls, MT area
Of the 20 ZIP codes HUD lists for the area, 59412 has the 19th highest two-bedroom Small Area FMR. Great Falls, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,308 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.
ZIP code 59412 crosses more than one HUD area. HUD also lists it under Judith Basin County, MT (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $930 | $837 – $1,023 | $993 | $970 |
| 1 bedroom | $930 | $837 – $1,023 | $1,000 | $990 |
| 2 bedrooms | $1,220 | $1,098 – $1,342 | $1,308 | $1,300 |
| 3 bedrooms | $1,690 | $1,521 – $1,859 | $1,811 | $1,810 |
| 4 bedrooms | $1,860 | $1,674 – $2,046 | $1,988 | $2,060 |
A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $72,800. ZIP code 59412 lies mainly in Cascade County and Judith Basin County. See the Great Falls, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59412?
HUD's FY2027 Small Area Fair Market Rents for 59412 are $930 (studio), $930 (1 BR), $1,220 (2 BR), $1,690 (3 BR) and $1,860 (4 BR) a month.
What is the Section 8 payment standard in 59412?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59412 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59412?
The FY2026 income limits of the Great Falls, MT area apply: median family income $89,000, low-income (80%) limit $72,800 for a family of four.