Income Limits by County

FY2027 Small Area FMR · Fort Benton, MT

ZIP 59442 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59442 (Fort Benton, MT) is $1,190 a month, up 1.7% from FY2026. That is 9% below the Chouteau County, MT area-wide FMR of $1,310.

2-bedroom SAFMR$1,190per month ▲ 1.7%
Area-wide 2 BR FMR$1,310Chouteau County, MT
Rank in the area12thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071
2 BR Small Area FMR$1,190
110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59442 sits in the Chouteau County, MT area

$1,180$1,970median $1,350

Of the 14 ZIP codes HUD lists for the area, 59442 has the 12th highest two-bedroom Small Area FMR. Chouteau County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,310 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$910$819 – $1,001$1,001$880
1 bedroom$910$819 – $1,001$1,001$890
2 bedrooms$1,190$1,071 – $1,309$1,310$1,170
3 bedrooms$1,650$1,485 – $1,815$1,814$1,490
4 bedrooms$1,780$1,602 – $1,958$1,964$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $82,400 and the 80% low-income limit for four people is $72,800. ZIP code 59442 lies mainly in Chouteau County. See the Chouteau County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59460Loma14.1 mi$1,300
59420Carter16.5 mi$1,280
59450Highwood24.0 mi$1,970
59440Floweree26.7 mi$1,620
59446Geraldine29.6 mi$1,460
59520Big Sandy34.6 mi$1,480

Questions

What is the Fair Market Rent for ZIP code 59442?

HUD's FY2027 Small Area Fair Market Rents for 59442 are $910 (studio), $910 (1 BR), $1,190 (2 BR), $1,650 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 59442?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59442 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59442?

The FY2026 income limits of the Chouteau County, MT area apply: median family income $82,400, low-income (80%) limit $72,800 for a family of four.