FY2027 Small Area FMR · Ulm, MT
ZIP 59485 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59485 (Ulm, MT) is $1,960 a month, up 42.0% from FY2026. That is 50% above the Great Falls, MT area-wide FMR of $1,308.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 59485 sits in the Great Falls, MT area
Of the 20 ZIP codes HUD lists for the area, 59485 has the 1st highest two-bedroom Small Area FMR. Great Falls, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,308 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,960 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,490 | $1,341 – $1,639 | $993 | $1,030 |
| 1 bedroom | $1,500 | $1,350 – $1,650 | $1,000 | $1,050 |
| 2 bedrooms | $1,960 | $1,764 – $2,156 | $1,308 | $1,380 |
| 3 bedrooms | $2,710 | $2,439 – $2,981 | $1,811 | $1,910 |
| 4 bedrooms | $2,980 | $2,682 – $3,278 | $1,988 | $2,180 |
A household renting a two-bedroom home at the Small Area FMR of $1,960 needs about $78,400 a year to keep housing costs at 30% of income. The area median family income is $89,000 and the 80% low-income limit for four people is $72,800. ZIP code 59485 lies mainly in Cascade County. See the Great Falls, MT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 59485?
HUD's FY2027 Small Area Fair Market Rents for 59485 are $1,490 (studio), $1,500 (1 BR), $1,960 (2 BR), $2,710 (3 BR) and $2,980 (4 BR) a month.
What is the Section 8 payment standard in 59485?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59485 that range is $1,764 to $2,156 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 59485?
The FY2026 income limits of the Great Falls, MT area apply: median family income $89,000, low-income (80%) limit $72,800 for a family of four.