Income Limits by County

FY2027 Small Area FMR · Kremlin, MT

ZIP 59532 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59532 (Kremlin, MT) is $1,360 a month, up 0.7% from FY2026. That is 4% above the Hill County, MT area-wide FMR of $1,310.

2-bedroom SAFMR$1,360per month ▲ 0.7%
Area-wide 2 BR FMR$1,310Hill County, MT
Rank in the area3rdof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224
2 BR Small Area FMR$1,360
110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59532 sits in the Hill County, MT area

$1,180$1,500median $1,250

Of the 10 ZIP codes HUD lists for the area, 59532 has the 3rd highest two-bedroom Small Area FMR. Hill County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,310 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,040$936 – $1,144$1,001$1,010
1 bedroom$1,110$999 – $1,221$1,077$1,100
2 bedrooms$1,360$1,224 – $1,496$1,310$1,350
3 bedrooms$1,890$1,701 – $2,079$1,814$1,770
4 bedrooms$2,010$1,809 – $2,211$1,925$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $81,800 and the 80% low-income limit for four people is $72,800. ZIP code 59532 lies mainly in Hill County. See the Hill County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59525Gildford11.8 mi$1,360
59528Hingham13.8 mi$1,180
59501Havre16.7 mi$1,320
59540Rudyard21.0 mi$1,180
59521Box Elder21.1 mi$1,500
59530Inverness28.2 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 59532?

HUD's FY2027 Small Area Fair Market Rents for 59532 are $1,040 (studio), $1,110 (1 BR), $1,360 (2 BR), $1,890 (3 BR) and $2,010 (4 BR) a month.

What is the Section 8 payment standard in 59532?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59532 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59532?

The FY2026 income limits of the Hill County, MT area apply: median family income $81,800, low-income (80%) limit $72,800 for a family of four.