Income Limits by County

FY2027 Small Area FMR · Helena, MT

ZIP 59620 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59620 (Helena, MT) is $1,650 a month, unchanged from FY2026. That is 0% equal to the Lewis and Clark County, MT area-wide FMR of $1,653.

2-bedroom SAFMR$1,650per month ■ 0.0%
Area-wide 2 BR FMR$1,653Lewis and Clark County, MT
Rank in the area5thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485
2 BR Small Area FMR$1,650
110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59620 sits in the Lewis and Clark County, MT area

$1,120$2,040median $1,650

Of the 17 ZIP codes HUD lists for the area, 59620 has the 5th highest two-bedroom Small Area FMR. Lewis and Clark County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,653 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,150$1,035 – $1,265$1,151$1,140
1 bedroom$1,320$1,188 – $1,452$1,320$1,320
2 bedrooms$1,650$1,485 – $1,815$1,653$1,650
3 bedrooms$2,280$2,052 – $2,508$2,289$2,250
4 bedrooms$2,390$2,151 – $2,629$2,392$2,500

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $122,400 and the 80% low-income limit for four people is $94,150. ZIP code 59620 lies mainly in Lewis and Clark County. See the Lewis and Clark County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59623Helena0.3 mi$1,650
59625Helena0.7 mi$1,650
59636Fort Harrison4.0 mi$1,910
59601Helena8.9 mi$1,650
59634Clancy9.1 mi$1,610
59635East Helena10.2 mi$1,520

Questions

What is the Fair Market Rent for ZIP code 59620?

HUD's FY2027 Small Area Fair Market Rents for 59620 are $1,150 (studio), $1,320 (1 BR), $1,650 (2 BR), $2,280 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 59620?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59620 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59620?

The FY2026 income limits of the Lewis and Clark County, MT area apply: median family income $122,400, low-income (80%) limit $94,150 for a family of four.