FY2027 Small Area FMR · Willow Creek, MT

ZIP 59760 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59760 (Willow Creek, MT) is $1,940 a month, up 3.2% from FY2026. That is 8% below the Bozeman, MT area-wide FMR of $2,109.

2-bedroom SAFMR$1,940per month ▲ 3.2%

Area-wide 2 BR FMR$2,109Bozeman, MT

Rank in the area10thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,746

2 BR Small Area FMR$1,940

110% of SAFMR$2,134

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 2.3%

1 BR$1,480▲ 0.7%

2 BR$1,940▲ 3.2%

3 BR$2,700▲ 2.3%

4 BR$3,190▲ 2.6%

FY2027 FY2026

Where 59760 sits in the Bozeman, MT area

Of the 14 ZIP codes HUD lists for the area, 59760 has the 10th highest two-bedroom Small Area FMR. Bozeman, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,109 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,469	$1,310
1 bedroom	$1,480	$1,332 – $1,628	$1,612	$1,470
2 bedrooms	$1,940	$1,746 – $2,134	$2,109	$1,880
3 bedrooms	$2,700	$2,430 – $2,970	$2,920	$2,640
4 bedrooms	$3,190	$2,871 – $3,509	$3,487	$3,110

A household renting a two-bedroom home at the Small Area FMR of $1,940 needs about $77,600 a year to keep housing costs at 30% of income. The area median family income is $130,200 and the 80% low-income limit for four people is $104,150. ZIP code 59760 lies mainly in Gallatin County. See the Bozeman, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59745	Norris	11.9 mi	$2,010
59741	Manhattan	12.7 mi	$2,140
59721	Cardwell	12.7 mi	$1,390
59752	Three Forks	13.9 mi	$1,940
59747	Pony	14.3 mi	$1,800
59735	Harrison	18.8 mi	$2,130

Questions

What is the Fair Market Rent for ZIP code 59760?

HUD's FY2027 Small Area Fair Market Rents for 59760 are $1,340 (studio), $1,480 (1 BR), $1,940 (2 BR), $2,700 (3 BR) and $3,190 (4 BR) a month.

What is the Section 8 payment standard in 59760?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59760 that range is $1,746 to $2,134 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59760?

The FY2026 income limits of the Bozeman, MT area apply: median family income $130,200, low-income (80%) limit $104,150 for a family of four.