Income Limits by County

FY2027 Small Area FMR · Wisdom, MT

ZIP 59761 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59761 (Wisdom, MT) is $1,090 a month, up 0.9% from FY2026. That is 1% above the Beaverhead County, MT area-wide FMR of $1,074.

2-bedroom SAFMR$1,090per month ▲ 0.9%
Area-wide 2 BR FMR$1,074Beaverhead County, MT
Rank in the area7thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981
2 BR Small Area FMR$1,090
110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59761 sits in the Beaverhead County, MT area

$1,040$1,420median $1,190

Of the 10 ZIP codes HUD lists for the area, 59761 has the 7th highest two-bedroom Small Area FMR. Beaverhead County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,074 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$821$810
1 bedroom$1,000$900 – $1,100$987$990
2 bedrooms$1,090$981 – $1,199$1,074$1,080
3 bedrooms$1,510$1,359 – $1,661$1,487$1,500
4 bedrooms$1,820$1,638 – $2,002$1,795$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $85,600 and the 80% low-income limit for four people is $72,800. ZIP code 59761 lies mainly in Beaverhead County. See the Beaverhead County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59871Sula20.9 mi$1,290
59736Jackson23.4 mi$1,090
59762Wise River24.8 mi$1,280
83463Gibbonsville25.4 mi$1,210
83462Carmen27.1 mi$1,060
59827Conner28.0 mi$1,330

Questions

What is the Fair Market Rent for ZIP code 59761?

HUD's FY2027 Small Area Fair Market Rents for 59761 are $830 (studio), $1,000 (1 BR), $1,090 (2 BR), $1,510 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 59761?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59761 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59761?

The FY2026 income limits of the Beaverhead County, MT area apply: median family income $85,600, low-income (80%) limit $72,800 for a family of four.