FY2027 Small Area FMR · Lonepine, MT

ZIP 59848 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59848 (Lonepine, MT) is $1,030 a month, up 3.0% from FY2026. That is 8% below the Sanders County, MT area-wide FMR of $1,117.

2-bedroom SAFMR$1,030per month ▲ 3.0%

Area-wide 2 BR FMR$1,117Sanders County, MT

Rank in the area10thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▼ 2.7%

1 BR$800■ 0.0%

2 BR$1,030▲ 3.0%

3 BR$1,240▼ 0.8%

4 BR$1,680▲ 2.4%

FY2027 FY2026

Where 59848 sits in the Sanders County, MT area

Of the 11 ZIP codes HUD lists for the area, 59848 has the 10th highest two-bedroom Small Area FMR. Sanders County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,117 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$778	$740
1 bedroom	$800	$720 – $880	$854	$800
2 bedrooms	$1,030	$927 – $1,133	$1,117	$1,000
3 bedrooms	$1,240	$1,116 – $1,364	$1,331	$1,250
4 bedrooms	$1,680	$1,512 – $1,848	$1,835	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $71,000 and the 80% low-income limit for four people is $72,800. ZIP code 59848 lies mainly in Sanders County. See the Sanders County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59845	Hot Springs	6.5 mi	$1,530
59859	Plains	12.9 mi	$1,230
59915	Elmo	16.9 mi	$1,540
59910	Big Arm	19.7 mi	$1,560
59920	Kila	21.3 mi	$1,540
59929	Proctor	21.8 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 59848?

HUD's FY2027 Small Area Fair Market Rents for 59848 are $720 (studio), $800 (1 BR), $1,030 (2 BR), $1,240 (3 BR) and $1,680 (4 BR) a month.

What is the Section 8 payment standard in 59848?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59848 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59848?

The FY2026 income limits of the Sanders County, MT area apply: median family income $71,000, low-income (80%) limit $72,800 for a family of four.