FY2027 Small Area FMR · Pablo, MT

ZIP 59855 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59855 (Pablo, MT) is $1,300 a month, down 0.8% from FY2026. That is 10% below the Lake County, MT area-wide FMR of $1,448.

2-bedroom SAFMR$1,300per month ▼ 0.8%

Area-wide 2 BR FMR$1,448Lake County, MT

Rank in the area14thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$990▼ 1.0%

1 BR$1,000■ 0.0%

2 BR$1,300▼ 0.8%

3 BR$1,680▼ 0.6%

4 BR$1,800▼ 0.6%

FY2027 FY2026

Where 59855 sits in the Lake County, MT area

Of the 16 ZIP codes HUD lists for the area, 59855 has the 14th highest two-bedroom Small Area FMR. Lake County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,448 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$990	$891 – $1,089	$1,116	$1,000
1 bedroom	$1,000	$900 – $1,100	$1,123	$1,000
2 bedrooms	$1,300	$1,170 – $1,430	$1,448	$1,310
3 bedrooms	$1,680	$1,512 – $1,848	$1,821	$1,690
4 bedrooms	$1,800	$1,620 – $1,980	$2,046	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $83,800 and the 80% low-income limit for four people is $72,800. ZIP code 59855 lies mainly in Lake County. See the Lake County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
59864	Ronan	5.3 mi	$1,400
59860	Polson	7.2 mi	$1,460
59824	Charlo	13.9 mi	$1,300
59910	Big Arm	15.4 mi	$1,560
59826	Condon	18.6 mi	$1,500
59914	Dayton	19.0 mi	$2,010

Questions

What is the Fair Market Rent for ZIP code 59855?

HUD's FY2027 Small Area Fair Market Rents for 59855 are $990 (studio), $1,000 (1 BR), $1,300 (2 BR), $1,680 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 59855?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59855 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59855?

The FY2026 income limits of the Lake County, MT area apply: median family income $83,800, low-income (80%) limit $72,800 for a family of four.