Income Limits by County

FY2027 Small Area FMR · Kalispell, MT

ZIP 59901 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 59901 (Kalispell, MT) is $1,650 a month, up 1.2% from FY2026. That is 2% below the Flathead County, MT area-wide FMR of $1,682.

2-bedroom SAFMR$1,650per month ▲ 1.2%
Area-wide 2 BR FMR$1,682Flathead County, MT
Rank in the area11thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485
2 BR Small Area FMR$1,650
110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 59901 sits in the Flathead County, MT area

$1,530$2,060median $1,680

Of the 19 ZIP codes HUD lists for the area, 59901 has the 11th highest two-bedroom Small Area FMR. Flathead County, MT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,682 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,250$1,125 – $1,375$1,277$1,220
1 bedroom$1,260$1,134 – $1,386$1,286$1,240
2 bedrooms$1,650$1,485 – $1,815$1,682$1,630
3 bedrooms$2,220$1,998 – $2,442$2,263$2,140
4 bedrooms$2,580$2,322 – $2,838$2,626$2,730

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $101,500 and the 80% low-income limit for four people is $81,200. ZIP code 59901 lies mainly in Flathead County. See the Flathead County, MT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
59932Somers13.4 mi$1,680
59937Whitefish13.9 mi$2,060
59912Columbia Falls16.3 mi$1,580
59922Lakeside18.1 mi$1,710
59920Kila18.7 mi$1,540
59926Martin City19.8 mi$1,680

Questions

What is the Fair Market Rent for ZIP code 59901?

HUD's FY2027 Small Area Fair Market Rents for 59901 are $1,250 (studio), $1,260 (1 BR), $1,650 (2 BR), $2,220 (3 BR) and $2,580 (4 BR) a month.

What is the Section 8 payment standard in 59901?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 59901 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 59901?

The FY2026 income limits of the Flathead County, MT area apply: median family income $101,500, low-income (80%) limit $81,200 for a family of four.