FY2027 Small Area FMR · Genoa, IL

ZIP 60135 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60135 (Genoa, IL) is $1,510 a month, up 4.9% from FY2026. That is 25% below the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.

2-bedroom SAFMR$1,510per month ▲ 4.9%

Area-wide 2 BR FMR$2,011Chicago-Joliet-Naperville, I

Rank in the area352ndof 370 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,070▲ 8.1%

1 BR$1,180▲ 7.3%

2 BR$1,510▲ 4.9%

3 BR$2,050▲ 7.3%

4 BR$2,350▲ 1.7%

FY2027 FY2026

Where 60135 sits in the Chicago-Joliet-Naperville, IL area

Of the 370 ZIP codes HUD lists for the area, 60135 has the 352nd highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,359 and $1,661 for two bedrooms.

ZIP code 60135 crosses more than one HUD area. HUD also lists it under DeKalb County, IL (same figures) and Rockford, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,070	$963 – $1,177	$1,678	$990
1 bedroom	$1,180	$1,062 – $1,298	$1,780	$1,100
2 bedrooms	$1,510	$1,359 – $1,661	$2,011	$1,440
3 bedrooms	$2,050	$1,845 – $2,255	$2,586	$1,910
4 bedrooms	$2,350	$2,115 – $2,585	$2,954	$2,310

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60135 lies mainly in DeKalb County, McHenry County and Boone County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
60145	Kingston	5.6 mi	$1,240
60178	Sycamore	7.2 mi	$1,570
60109	Burlington	7.7 mi	$1,830
60140	Hampshire	8.4 mi	$2,020
60152	Marengo	9.0 mi	$1,490
60111	Clare	9.9 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 60135?

HUD's FY2027 Small Area Fair Market Rents for 60135 are $1,070 (studio), $1,180 (1 BR), $1,510 (2 BR), $2,050 (3 BR) and $2,350 (4 BR) a month.

What is the Section 8 payment standard in 60135?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60135 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 60135?

The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.