FY2027 Small Area FMR · Lemont, IL
ZIP 60439 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 60439 (Lemont, IL) is $1,650 a month, up 6.5% from FY2026. That is 18% below the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 60439 sits in the Chicago-Joliet-Naperville, IL area
Of the 370 ZIP codes HUD lists for the area, 60439 has the 314th highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,485 and $1,815 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,380 | $1,242 – $1,518 | $1,678 | $1,290 |
| 1 bedroom | $1,460 | $1,314 – $1,606 | $1,780 | $1,380 |
| 2 bedrooms | $1,650 | $1,485 – $1,815 | $2,011 | $1,550 |
| 3 bedrooms | $2,120 | $1,908 – $2,332 | $2,586 | $2,000 |
| 4 bedrooms | $2,420 | $2,178 – $2,662 | $2,954 | $2,310 |
A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 60439 lies mainly in Cook County, DuPage County and Will County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 60439?
HUD's FY2027 Small Area Fair Market Rents for 60439 are $1,380 (studio), $1,460 (1 BR), $1,650 (2 BR), $2,120 (3 BR) and $2,420 (4 BR) a month.
What is the Section 8 payment standard in 60439?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 60439 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 60439?
The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.