FY2027 Small Area FMR · Capron, IL

ZIP 61012 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61012 (Capron, IL) is $1,060 a month, down 9.4% from FY2026. That is 47% below the Chicago-Joliet-Naperville, IL area-wide FMR of $2,011.

2-bedroom SAFMR$1,060per month ▼ 9.4%

Area-wide 2 BR FMR$2,011Chicago-Joliet-Naperville, I

Rank in the area370thof 370 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▼ 9.9%

1 BR$810▼ 9.0%

2 BR$1,060▼ 9.4%

3 BR$1,400▼ 9.7%

4 BR$1,440▼ 9.4%

FY2027 FY2026

Where 61012 sits in the Chicago-Joliet-Naperville, IL area

Of the 370 ZIP codes HUD lists for the area, 61012 has the 370th highest two-bedroom Small Area FMR. Chicago-Joliet-Naperville, IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $954 and $1,166 for two bedrooms.

ZIP code 61012 crosses more than one HUD area. HUD also lists it under Rockford, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$1,678	$810
1 bedroom	$810	$729 – $891	$1,780	$890
2 bedrooms	$1,060	$954 – $1,166	$2,011	$1,170
3 bedrooms	$1,400	$1,260 – $1,540	$2,586	$1,550
4 bedrooms	$1,440	$1,296 – $1,584	$2,954	$1,590

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $121,500 and the 80% low-income limit for four people is $97,200. ZIP code 61012 lies mainly in Boone County. See the Chicago-Joliet-Naperville, IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61065	Poplar Grove	3.7 mi	$1,760
61011	Caledonia	6.8 mi	$1,760
60033	Harvard	8.1 mi	$1,640
53585	Sharon	9.2 mi	$1,240
61038	Garden Prairie	9.5 mi	$1,310
53525	Clinton	11.0 mi	$1,280

Questions

What is the Fair Market Rent for ZIP code 61012?

HUD's FY2027 Small Area Fair Market Rents for 61012 are $730 (studio), $810 (1 BR), $1,060 (2 BR), $1,400 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 61012?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61012 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61012?

The FY2026 income limits of the Chicago-Joliet-Naperville, IL area apply: median family income $121,500, low-income (80%) limit $97,200 for a family of four.