Income Limits by County

FY2027 Small Area FMR · Chana, IL

ZIP 61015 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61015 (Chana, IL) is $1,040 a month, down 1.9% from FY2026. That is 4% below the Ogle County, IL area-wide FMR of $1,080.

2-bedroom SAFMR$1,040per month ▼ 1.9%
Area-wide 2 BR FMR$1,080Ogle County, IL
Rank in the area18thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61015 sits in the Ogle County, IL area

$1,010$1,540median $1,085

Of the 28 ZIP codes HUD lists for the area, 61015 has the 18th highest two-bedroom Small Area FMR. Ogle County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,080 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$752$730
1 bedroom$800$720 – $880$826$820
2 bedrooms$1,040$936 – $1,144$1,080$1,060
3 bedrooms$1,270$1,143 – $1,397$1,291$1,320
4 bedrooms$1,580$1,422 – $1,738$1,649$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $101,200 and the 80% low-income limit for four people is $80,950. ZIP code 61015 lies mainly in Ogle County. See the Ogle County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61043Holcomb6.3 mi$1,110
61061Oregon7.4 mi$1,010
61068Rochelle7.9 mi$1,240
61084Stillman Valley8.8 mi$1,100
61006Ashton9.3 mi$1,010
61020Davis Junction9.3 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 61015?

HUD's FY2027 Small Area Fair Market Rents for 61015 are $720 (studio), $800 (1 BR), $1,040 (2 BR), $1,270 (3 BR) and $1,580 (4 BR) a month.

What is the Section 8 payment standard in 61015?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61015 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61015?

The FY2026 income limits of the Ogle County, IL area apply: median family income $101,200, low-income (80%) limit $80,950 for a family of four.