FY2027 Small Area FMR · Galena, IL

ZIP 61036 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61036 (Galena, IL) is $930 a month, unchanged from FY2026. That is 3% below the Jo Daviess County, IL area-wide FMR of $959.

2-bedroom SAFMR$930per month ■ 0.0%

Area-wide 2 BR FMR$959Jo Daviess County, IL

Rank in the area9thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$650▲ 1.6%

1 BR$760▼ 2.6%

2 BR$930■ 0.0%

3 BR$1,290▲ 4.0%

4 BR$1,300▲ 4.8%

FY2027 FY2026

Where 61036 sits in the Jo Daviess County, IL area

Of the 15 ZIP codes HUD lists for the area, 61036 has the 9th highest two-bedroom Small Area FMR. Jo Daviess County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $959 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$650	$585 – $715	$668	$640
1 bedroom	$760	$684 – $836	$783	$780
2 bedrooms	$930	$837 – $1,023	$959	$930
3 bedrooms	$1,290	$1,161 – $1,419	$1,328	$1,240
4 bedrooms	$1,300	$1,170 – $1,430	$1,336	$1,240

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $99,600 and the 80% low-income limit for four people is $79,700. ZIP code 61036 lies mainly in Jo Daviess County. See the Jo Daviess County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61075	Scales Mound	6.9 mi	$930
52071	Saint Donatus	8.7 mi	$1,120
61025	East Dubuque	10.0 mi	$1,070
53803	Benton	10.1 mi	$1,110
61041	Hanover	10.2 mi	$930
53811	Hazel Green	10.9 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 61036?

HUD's FY2027 Small Area Fair Market Rents for 61036 are $650 (studio), $760 (1 BR), $930 (2 BR), $1,290 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 61036?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61036 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61036?

The FY2026 income limits of the Jo Daviess County, IL area apply: median family income $99,600, low-income (80%) limit $79,700 for a family of four.