FY2027 Small Area FMR · Rock City, IL

ZIP 61070 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61070 (Rock City, IL) is $1,140 a month, down 9.5% from FY2026. That is 23% above the Stephenson County, IL area-wide FMR of $930.

2-bedroom SAFMR$1,140per month ▼ 9.5%

Area-wide 2 BR FMR$930Stephenson County, IL

Rank in the area4thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▼ 9.5%

1 BR$870▼ 9.4%

2 BR$1,140▼ 9.5%

3 BR$1,400▼ 9.7%

4 BR$1,670▼ 9.7%

FY2027 FY2026

Where 61070 sits in the Stephenson County, IL area

Of the 19 ZIP codes HUD lists for the area, 61070 has the 4th highest two-bedroom Small Area FMR. Stephenson County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $930 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$648	$950
1 bedroom	$870	$783 – $957	$711	$960
2 bedrooms	$1,140	$1,026 – $1,254	$930	$1,260
3 bedrooms	$1,400	$1,260 – $1,540	$1,179	$1,550
4 bedrooms	$1,670	$1,503 – $1,837	$1,458	$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $86,300 and the 80% low-income limit for four people is $71,750. ZIP code 61070 lies mainly in Stephenson County. See the Stephenson County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61019	Davis	3.6 mi	$1,260
61018	Dakota	4.2 mi	$940
61067	Ridott	7.7 mi	$930
61060	Orangeville	8.7 mi	$930
61013	Cedarville	8.9 mi	$940
61024	Durand	9.1 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 61070?

HUD's FY2027 Small Area Fair Market Rents for 61070 are $860 (studio), $870 (1 BR), $1,140 (2 BR), $1,400 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 61070?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61070 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61070?

The FY2026 income limits of the Stephenson County, IL area apply: median family income $86,300, low-income (80%) limit $71,750 for a family of four.