Income Limits by County

FY2027 Small Area FMR · Rock Island, IL

ZIP 61201 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61201 (Rock Island, IL) is $1,040 a month, down 7.1% from FY2026. That is 2% below the Davenport-Moline-Rock Island, IA-IL area-wide FMR of $1,056.

2-bedroom SAFMR$1,040per month ▼ 7.1%
Area-wide 2 BR FMR$1,056Davenport-Moline-Rock Island
Rank in the area41stof 81 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61201 sits in the Davenport-Moline-Rock Island, IA-IL area

$1,030$1,580median $1,040

Of the 81 ZIP codes HUD lists for the area, 61201 has the 41st highest two-bedroom Small Area FMR. Davenport-Moline-Rock Island, IA-IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,056 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$787$800
1 bedroom$840$756 – $924$852$910
2 bedrooms$1,040$936 – $1,144$1,056$1,120
3 bedrooms$1,370$1,233 – $1,507$1,396$1,470
4 bedrooms$1,670$1,503 – $1,837$1,697$1,780

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $97,500 and the 80% low-income limit for four people is $78,000. ZIP code 61201 lies mainly in Rock Island County. See the Davenport-Moline-Rock Island, IA-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52801Davenport3.0 mi$1,100
52802Davenport3.4 mi$1,130
61265Moline4.3 mi$1,050
52803Davenport4.4 mi$1,030
61264Milan5.3 mi$1,150
52804Davenport6.6 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 61201?

HUD's FY2027 Small Area Fair Market Rents for 61201 are $780 (studio), $840 (1 BR), $1,040 (2 BR), $1,370 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 61201?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61201 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61201?

The FY2026 income limits of the Davenport-Moline-Rock Island, IA-IL area apply: median family income $97,500, low-income (80%) limit $78,000 for a family of four.