Income Limits by County

FY2027 Small Area FMR · Cedar Point, IL

ZIP 61316 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61316 (Cedar Point, IL) is $1,160 a month, up 8.4% from FY2026. That is 10% above the La Salle County, IL area-wide FMR of $1,052.

2-bedroom SAFMR$1,160per month ▲ 8.4%
Area-wide 2 BR FMR$1,052La Salle County, IL
Rank in the area13thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61316 sits in the La Salle County, IL area

$980$1,990median $1,060

Of the 34 ZIP codes HUD lists for the area, 61316 has the 13th highest two-bedroom Small Area FMR. La Salle County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,052 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$733$770
1 bedroom$890$801 – $979$804$820
2 bedrooms$1,160$1,044 – $1,276$1,052$1,070
3 bedrooms$1,510$1,359 – $1,661$1,369$1,430
4 bedrooms$1,860$1,674 – $2,046$1,688$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $105,200 and the 80% low-income limit for four people is $80,050. ZIP code 61316 lies mainly in La Salle County. See the La Salle County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61363Standard3.0 mi$1,040
61354Peru4.8 mi$980
61348Oglesby5.0 mi$980
61326Granville5.5 mi$930
61370Tonica6.1 mi$1,010
61340Mark6.5 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 61316?

HUD's FY2027 Small Area Fair Market Rents for 61316 are $810 (studio), $890 (1 BR), $1,160 (2 BR), $1,510 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 61316?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61316 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61316?

The FY2026 income limits of the La Salle County, IL area apply: median family income $105,200, low-income (80%) limit $80,050 for a family of four.