Income Limits by County

FY2027 Small Area FMR · Congerville, IL

ZIP 61729 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61729 (Congerville, IL) is $1,260 a month, up 18.9% from FY2026. That is 2% below the Bloomington, IL area-wide FMR of $1,287.

2-bedroom SAFMR$1,260per month ▲ 18.9%
Area-wide 2 BR FMR$1,287Bloomington, IL
Rank in the area13thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134
2 BR Small Area FMR$1,260
110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61729 sits in the Bloomington, IL area

$1,180$1,660median $1,215

Of the 38 ZIP codes HUD lists for the area, 61729 has the 13th highest two-bedroom Small Area FMR. Bloomington, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,287 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

ZIP code 61729 crosses more than one HUD area. HUD also lists it under Peoria, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$950$855 – $1,045$941$780
1 bedroom$1,000$900 – $1,100$996$840
2 bedrooms$1,260$1,134 – $1,386$1,287$1,060
3 bedrooms$1,620$1,458 – $1,782$1,685$1,380
4 bedrooms$1,780$1,602 – $1,958$1,691$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $117,000 and the 80% low-income limit for four people is $93,600. ZIP code 61729 lies mainly in Woodford County and McLean County. See the Bloomington, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61742Goodfield2.5 mi$1,420
61725Carlock5.5 mi$1,660
61733Deer Creek6.1 mi$1,440
61530Eureka6.3 mi$1,030
61732Danvers6.9 mi$1,510
61771Secor6.9 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 61729?

HUD's FY2027 Small Area Fair Market Rents for 61729 are $950 (studio), $1,000 (1 BR), $1,260 (2 BR), $1,620 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 61729?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61729 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61729?

The FY2026 income limits of the Bloomington, IL area apply: median family income $117,000, low-income (80%) limit $93,600 for a family of four.