FY2027 Small Area FMR · Pontiac, IL

ZIP 61764 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61764 (Pontiac, IL) is $980 a month, down 3.9% from FY2026. That is 2% below the Livingston County, IL area-wide FMR of $996.

2-bedroom SAFMR$980per month ▼ 3.9%

Area-wide 2 BR FMR$996Livingston County, IL

Rank in the area21stof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$882

2 BR Small Area FMR$980

110% of SAFMR$1,078

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$680▼ 2.9%

1 BR$750▼ 3.8%

2 BR$980▼ 3.9%

3 BR$1,210▼ 4.7%

4 BR$1,310▼ 3.0%

FY2027 FY2026

Where 61764 sits in the Livingston County, IL area

Of the 33 ZIP codes HUD lists for the area, 61764 has the 21st highest two-bedroom Small Area FMR. Livingston County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $996 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$680	$612 – $748	$694	$700
1 bedroom	$750	$675 – $825	$761	$780
2 bedrooms	$980	$882 – $1,078	$996	$1,020
3 bedrooms	$1,210	$1,089 – $1,331	$1,233	$1,270
4 bedrooms	$1,310	$1,179 – $1,441	$1,328	$1,350

A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $96,500 and the 80% low-income limit for four people is $77,200. ZIP code 61764 lies mainly in Livingston County. See the Livingston County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61743	Graymont	8.0 mi	$930
60460	Odell	9.4 mi	$1,130
61726	Chenoa	10.5 mi	$1,180
61319	Cornell	11.1 mi	$980
61739	Fairbury	11.7 mi	$1,180
61769	Saunemin	11.9 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 61764?

HUD's FY2027 Small Area Fair Market Rents for 61764 are $680 (studio), $750 (1 BR), $980 (2 BR), $1,210 (3 BR) and $1,310 (4 BR) a month.

What is the Section 8 payment standard in 61764?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61764 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61764?

The FY2026 income limits of the Livingston County, IL area apply: median family income $96,500, low-income (80%) limit $77,200 for a family of four.