Income Limits by County

FY2027 Small Area FMR · Waynesville, IL

ZIP 61778 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61778 (Waynesville, IL) is $1,160 a month, down 1.7% from FY2026. That is 10% above the De Witt County, IL area-wide FMR of $1,059.

2-bedroom SAFMR$1,160per month ▼ 1.7%
Area-wide 2 BR FMR$1,059De Witt County, IL
Rank in the area6thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 61778 sits in the De Witt County, IL area

$940$1,420median $1,080

Of the 15 ZIP codes HUD lists for the area, 61778 has the 6th highest two-bedroom Small Area FMR. De Witt County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,059 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$737$820
1 bedroom$900$810 – $990$810$900
2 bedrooms$1,160$1,044 – $1,276$1,059$1,180
3 bedrooms$1,450$1,305 – $1,595$1,262$1,480
4 bedrooms$1,750$1,575 – $1,925$1,770$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $104,100 and the 80% low-income limit for four people is $83,300. ZIP code 61778 lies mainly in De Witt County. See the De Witt County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
61777Wapella7.7 mi$940
61754Mc Lean8.4 mi$1,420
62512Beason8.8 mi$980
61745Heyworth9.0 mi$1,250
61727Clinton9.3 mi$1,080
61749Kenney9.8 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 61778?

HUD's FY2027 Small Area Fair Market Rents for 61778 are $830 (studio), $900 (1 BR), $1,160 (2 BR), $1,450 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 61778?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61778 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61778?

The FY2026 income limits of the De Witt County, IL area apply: median family income $104,100, low-income (80%) limit $83,300 for a family of four.