FY2027 Small Area FMR · Muncie, IL

ZIP 61857 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 61857 (Muncie, IL) is $1,170 a month, down 6.4% from FY2026. That is 22% above the Vermilion County, IL area-wide FMR of $956.

2-bedroom SAFMR$1,170per month ▼ 6.4%

Area-wide 2 BR FMR$956Vermilion County, IL

Rank in the area2ndof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$910▲ 5.8%

1 BR$920▼ 3.2%

2 BR$1,170▼ 6.4%

3 BR$1,560▲ 3.3%

4 BR$1,640▼ 2.4%

FY2027 FY2026

Where 61857 sits in the Vermilion County, IL area

Of the 28 ZIP codes HUD lists for the area, 61857 has the 2nd highest two-bedroom Small Area FMR. Vermilion County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $956 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$910	$819 – $1,001	$743	$860
1 bedroom	$920	$828 – $1,012	$748	$950
2 bedrooms	$1,170	$1,053 – $1,287	$956	$1,250
3 bedrooms	$1,560	$1,404 – $1,716	$1,278	$1,510
4 bedrooms	$1,640	$1,476 – $1,804	$1,337	$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $82,900 and the 80% low-income limit for four people is $71,750. ZIP code 61857 lies mainly in Vermilion County. See the Vermilion County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61844	Fithian	2.3 mi	$1,170
61858	Oakwood	4.4 mi	$950
61841	Fairmount	6.8 mi	$930
61859	Ogden	6.8 mi	$1,530
61831	Collison	7.9 mi	$990
61871	Royal	8.4 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 61857?

HUD's FY2027 Small Area Fair Market Rents for 61857 are $910 (studio), $920 (1 BR), $1,170 (2 BR), $1,560 (3 BR) and $1,640 (4 BR) a month.

What is the Section 8 payment standard in 61857?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 61857 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 61857?

The FY2026 income limits of the Vermilion County, IL area apply: median family income $82,900, low-income (80%) limit $71,750 for a family of four.