Income Limits by County

FY2027 Small Area FMR · Bethalto, IL

ZIP 62010 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62010 (Bethalto, IL) is $1,120 a month, up 9.8% from FY2026. That is 17% below the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,120per month ▲ 9.8%
Area-wide 2 BR FMR$1,349St. Louis, MO-IL
Rank in the area186thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62010 sits in the St. Louis, MO-IL area

$960$2,020median $1,230

Of the 268 ZIP codes HUD lists for the area, 62010 has the 186th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,008 and $1,232 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$1,064$800
1 bedroom$920$828 – $1,012$1,104$830
2 bedrooms$1,120$1,008 – $1,232$1,349$1,020
3 bedrooms$1,440$1,296 – $1,584$1,731$1,310
4 bedrooms$1,660$1,494 – $1,826$1,997$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 62010 lies mainly in Madison County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62018Cottage Hills2.2 mi$1,290
62067Moro3.4 mi$1,280
62024East Alton3.5 mi$1,080
62095Wood River4.3 mi$1,140
62002Alton4.5 mi$1,300
62021Dorsey5.7 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 62010?

HUD's FY2027 Small Area Fair Market Rents for 62010 are $880 (studio), $920 (1 BR), $1,120 (2 BR), $1,440 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 62010?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62010 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62010?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.