Income Limits by County

FY2027 Small Area FMR · Sawyerville, IL

ZIP 62085 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62085 (Sawyerville, IL) is $1,040 a month, up 13.0% from FY2026. That is 6% above the Macoupin County, IL area-wide FMR of $978.

2-bedroom SAFMR$1,040per month ▲ 13.0%
Area-wide 2 BR FMR$978Macoupin County, IL
Rank in the area13thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62085 sits in the Macoupin County, IL area

$930$1,300median $990

Of the 32 ZIP codes HUD lists for the area, 62085 has the 13th highest two-bedroom Small Area FMR. Macoupin County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $978 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$743$690
1 bedroom$800$720 – $880$748$700
2 bedrooms$1,040$936 – $1,144$978$920
3 bedrooms$1,270$1,143 – $1,397$1,191$1,140
4 bedrooms$1,590$1,431 – $1,749$1,492$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $96,200 and the 80% low-income limit for four people is $76,950. ZIP code 62085 lies mainly in Macoupin County. See the Macoupin County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62009Benld0.7 mi$1,010
62023Eagarville2.3 mi$960
62093Wilsonville2.9 mi$990
62069Mount Olive3.5 mi$930
62033Gillespie4.2 mi$950
62088Staunton4.8 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 62085?

HUD's FY2027 Small Area Fair Market Rents for 62085 are $800 (studio), $800 (1 BR), $1,040 (2 BR), $1,270 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 62085?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62085 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62085?

The FY2026 income limits of the Macoupin County, IL area apply: median family income $96,200, low-income (80%) limit $76,950 for a family of four.