Income Limits by County

FY2027 Small Area FMR · East Saint Louis, IL

ZIP 62204 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62204 (East Saint Louis, IL) is $1,040 a month, up 5.1% from FY2026. That is 23% below the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,040per month ▲ 5.1%
Area-wide 2 BR FMR$1,349St. Louis, MO-IL
Rank in the area220thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936
2 BR Small Area FMR$1,040
110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62204 sits in the St. Louis, MO-IL area

$960$2,020median $1,230

Of the 268 ZIP codes HUD lists for the area, 62204 has the 220th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $936 and $1,144 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$1,064$760
1 bedroom$850$765 – $935$1,104$800
2 bedrooms$1,040$936 – $1,144$1,349$990
3 bedrooms$1,330$1,197 – $1,463$1,731$1,270
4 bedrooms$1,540$1,386 – $1,694$1,997$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 62204 lies mainly in St. Clair County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62203East Saint Louis2.4 mi$1,230
62205East Saint Louis2.4 mi$1,300
62201East Saint Louis2.8 mi$990
62207East Saint Louis4.0 mi$1,080
62059Lovejoy4.3 mi$1,070
62060Madison4.4 mi$1,250

Questions

What is the Fair Market Rent for ZIP code 62204?

HUD's FY2027 Small Area Fair Market Rents for 62204 are $820 (studio), $850 (1 BR), $1,040 (2 BR), $1,330 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 62204?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62204 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62204?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.