FY2027 Small Area FMR · Smithton, IL

ZIP 62285 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62285 (Smithton, IL) is $1,040 a month, up 5.1% from FY2026. That is 23% below the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,040per month ▲ 5.1%

Area-wide 2 BR FMR$1,349St. Louis, MO-IL

Rank in the area220thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 7.9%

1 BR$850▲ 6.2%

2 BR$1,040▲ 5.1%

3 BR$1,330▲ 4.7%

4 BR$1,540▲ 4.1%

FY2027 FY2026

Where 62285 sits in the St. Louis, MO-IL area

Of the 268 ZIP codes HUD lists for the area, 62285 has the 220th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $936 and $1,144 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$1,064	$760
1 bedroom	$850	$765 – $935	$1,104	$800
2 bedrooms	$1,040	$936 – $1,144	$1,349	$990
3 bedrooms	$1,330	$1,197 – $1,463	$1,731	$1,270
4 bedrooms	$1,540	$1,386 – $1,694	$1,997	$1,480

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 62285 lies mainly in St. Clair County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
62220	Belleville	6.0 mi	$1,220
62248	Hecker	6.2 mi	$1,000
62243	Freeburg	6.7 mi	$1,360
62260	Millstadt	6.9 mi	$1,370
62264	New Athens	7.9 mi	$1,200
62256	Maeystown	9.2 mi	$1,270

Questions

What is the Fair Market Rent for ZIP code 62285?

HUD's FY2027 Small Area Fair Market Rents for 62285 are $820 (studio), $850 (1 BR), $1,040 (2 BR), $1,330 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 62285?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62285 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62285?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.