Income Limits by County

FY2027 Small Area FMR · Chambersburg, IL

ZIP 62323 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62323 (Chambersburg, IL) is $960 a month, up 2.1% from FY2026. That is 11% below the Brown County, IL area-wide FMR of $1,084.

2-bedroom SAFMR$960per month ▲ 2.1%
Area-wide 2 BR FMR$1,084Brown County, IL
Rank in the area4thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62323 sits in the Brown County, IL area

$960$1,250median $1,050

Of the 5 ZIP codes HUD lists for the area, 62323 has the 4th highest two-bedroom Small Area FMR. Brown County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,084 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

ZIP code 62323 crosses more than one HUD area. HUD also lists it under Pike County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$660$594 – $726$755$640
1 bedroom$730$657 – $803$829$710
2 bedrooms$960$864 – $1,056$1,084$940
3 bedrooms$1,160$1,044 – $1,276$1,357$1,130
4 bedrooms$1,440$1,296 – $1,584$1,566$1,410

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $90,000 and the 80% low-income limit for four people is $72,000. ZIP code 62323 lies mainly in Pike County and Brown County. See the Brown County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62362Perry3.3 mi$930
62340Griggsville4.9 mi$930
62378Versailles8.0 mi$1,050
62665Meredosia8.5 mi$930
62621Bluffs10.1 mi$970
62314Baylis11.0 mi$960

Questions

What is the Fair Market Rent for ZIP code 62323?

HUD's FY2027 Small Area Fair Market Rents for 62323 are $660 (studio), $730 (1 BR), $960 (2 BR), $1,160 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 62323?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62323 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62323?

The FY2026 income limits of the Brown County, IL area apply: median family income $90,000, low-income (80%) limit $72,000 for a family of four.