FY2027 Small Area FMR · Coatsburg, IL
ZIP 62325 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62325 (Coatsburg, IL) is $1,380 a month, up 34.0% from FY2026. That is 36% above the Adams County, IL area-wide FMR of $1,013.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 62325 sits in the Adams County, IL area
Of the 24 ZIP codes HUD lists for the area, 62325 has the 1st highest two-bedroom Small Area FMR. Adams County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,013 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $960 | $864 – $1,056 | $705 | $710 |
| 1 bedroom | $1,050 | $945 – $1,155 | $774 | $780 |
| 2 bedrooms | $1,380 | $1,242 – $1,518 | $1,013 | $1,030 |
| 3 bedrooms | $1,700 | $1,530 – $1,870 | $1,246 | $1,280 |
| 4 bedrooms | $2,010 | $1,809 – $2,211 | $1,476 | $1,450 |
A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $91,100 and the 80% low-income limit for four people is $72,900. ZIP code 62325 lies mainly in Adams County. See the Adams County, IL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 62325?
HUD's FY2027 Small Area Fair Market Rents for 62325 are $960 (studio), $1,050 (1 BR), $1,380 (2 BR), $1,700 (3 BR) and $2,010 (4 BR) a month.
What is the Section 8 payment standard in 62325?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62325 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 62325?
The FY2026 income limits of the Adams County, IL area apply: median family income $91,100, low-income (80%) limit $72,900 for a family of four.