FY2027 Small Area FMR · Mt Zion, IL

ZIP 62549 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62549 (Mt Zion, IL) is $970 a month, down 2.0% from FY2026. That is 11% below the Decatur, IL area-wide FMR of $1,091.

2-bedroom SAFMR$970per month ▼ 2.0%

Area-wide 2 BR FMR$1,091Decatur, IL

Rank in the area26thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873

2 BR Small Area FMR$970

110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▼ 2.6%

1 BR$770▼ 2.5%

2 BR$970▼ 2.0%

3 BR$1,250▼ 2.3%

4 BR$1,540▼ 3.1%

FY2027 FY2026

Where 62549 sits in the Decatur, IL area

Of the 29 ZIP codes HUD lists for the area, 62549 has the 26th highest two-bedroom Small Area FMR. Decatur, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$851	$780
1 bedroom	$770	$693 – $847	$857	$790
2 bedrooms	$970	$873 – $1,067	$1,091	$990
3 bedrooms	$1,250	$1,125 – $1,375	$1,407	$1,280
4 bedrooms	$1,540	$1,386 – $1,694	$1,724	$1,590

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $95,100 and the 80% low-income limit for four people is $76,100. ZIP code 62549 lies mainly in Macon County. See the Decatur, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
61925	Dalton City	3.9 mi	$960
62521	Decatur	4.3 mi	$1,180
62532	Elwin	6.5 mi	$1,130
62523	Decatur	6.8 mi	$960
62544	Macon	7.0 mi	$1,100
61936	La Place	7.6 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 62549?

HUD's FY2027 Small Area Fair Market Rents for 62549 are $760 (studio), $770 (1 BR), $970 (2 BR), $1,250 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 62549?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62549 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62549?

The FY2026 income limits of the Decatur, IL area apply: median family income $95,100, low-income (80%) limit $76,100 for a family of four.