Income Limits by County

FY2027 Small Area FMR · Benton, IL

ZIP 62812 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62812 (Benton, IL) is $930 a month, up 1.1% from FY2026. That is 0% equal to the Franklin County, IL area-wide FMR of $930.

2-bedroom SAFMR$930per month ▲ 1.1%
Area-wide 2 BR FMR$930Franklin County, IL
Rank in the area16thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837
2 BR Small Area FMR$930
110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62812 sits in the Franklin County, IL area

$930$1,230median $955

Of the 22 ZIP codes HUD lists for the area, 62812 has the 16th highest two-bedroom Small Area FMR. Franklin County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $930 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$650$585 – $715$648$630
1 bedroom$710$639 – $781$711$700
2 bedrooms$930$837 – $1,023$930$920
3 bedrooms$1,230$1,107 – $1,353$1,225$1,190
4 bedrooms$1,320$1,188 – $1,452$1,315$1,330

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $75,100 and the 80% low-income limit for four people is $71,750. ZIP code 62812 lies mainly in Franklin County. See the Franklin County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62856Logan5.1 mi$1,000
62819Buckner5.6 mi$1,120
62874Orient6.3 mi$930
62897Whittington6.8 mi$1,200
62891Valier6.9 mi$1,230
62896West Frankfort7.4 mi$940

Questions

What is the Fair Market Rent for ZIP code 62812?

HUD's FY2027 Small Area Fair Market Rents for 62812 are $650 (studio), $710 (1 BR), $930 (2 BR), $1,230 (3 BR) and $1,320 (4 BR) a month.

What is the Section 8 payment standard in 62812?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62812 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62812?

The FY2026 income limits of the Franklin County, IL area apply: median family income $75,100, low-income (80%) limit $71,750 for a family of four.