Income Limits by County

FY2027 Small Area FMR · Bone Gap, IL

ZIP 62815 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62815 (Bone Gap, IL) is $930 a month, up 1.1% from FY2026. That is 0% equal to the Edwards County, IL area-wide FMR of $930.

2-bedroom SAFMR$930per month ▲ 1.1%
Area-wide 2 BR FMR$930Edwards County, IL
Rank in the area5thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837
2 BR Small Area FMR$930
110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62815 sits in the Edwards County, IL area

$930$990median $945

Of the 6 ZIP codes HUD lists for the area, 62815 has the 5th highest two-bedroom Small Area FMR. Edwards County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $930 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$650$585 – $715$648$630
1 bedroom$710$639 – $781$711$700
2 bedrooms$930$837 – $1,023$930$920
3 bedrooms$1,110$999 – $1,221$1,108$1,100
4 bedrooms$1,220$1,098 – $1,342$1,222$1,210

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $78,500 and the 80% low-income limit for four people is $71,750. ZIP code 62815 lies mainly in Edwards County. See the Edwards County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62818Browns5.2 mi$990
62811Bellmont6.2 mi$990
62476West Salem6.4 mi$980
62863Mount Carmel6.5 mi$990
62806Albion7.9 mi$950
62852Keensburg9.2 mi$990

Questions

What is the Fair Market Rent for ZIP code 62815?

HUD's FY2027 Small Area Fair Market Rents for 62815 are $650 (studio), $710 (1 BR), $930 (2 BR), $1,110 (3 BR) and $1,220 (4 BR) a month.

What is the Section 8 payment standard in 62815?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62815 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62815?

The FY2026 income limits of the Edwards County, IL area apply: median family income $78,500, low-income (80%) limit $71,750 for a family of four.