Income Limits by County

FY2027 Small Area FMR · Harrisburg, IL

ZIP 62946 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 62946 (Harrisburg, IL) is $980 a month, up 6.5% from FY2026. That is 11% below the Pope County, IL area-wide FMR of $1,095.

2-bedroom SAFMR$980per month ▲ 6.5%
Area-wide 2 BR FMR$1,095Pope County, IL
Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$882
2 BR Small Area FMR$980
110% of SAFMR$1,078

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 62946 sits in the Pope County, IL area

$980$1,110median $985

Of the 10 ZIP codes HUD lists for the area, 62946 has the 6th highest two-bedroom Small Area FMR. Pope County, IL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.

ZIP code 62946 crosses more than one HUD area. HUD also lists it under Saline County, IL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$763$630
1 bedroom$760$684 – $836$837$700
2 bedrooms$980$882 – $1,078$1,095$920
3 bedrooms$1,240$1,116 – $1,364$1,387$1,200
4 bedrooms$1,400$1,260 – $1,540$1,582$1,260

A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $71,750. ZIP code 62946 lies mainly in Saline County and Pope County. See the Pope County, IL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
62965Muddy4.1 mi$930
62917Carrier Mills6.3 mi$940
62987Stonefort9.1 mi$980
62977Raleigh9.8 mi$930
62934Equality9.8 mi$940
62930Eldorado10.3 mi$960

Questions

What is the Fair Market Rent for ZIP code 62946?

HUD's FY2027 Small Area Fair Market Rents for 62946 are $680 (studio), $760 (1 BR), $980 (2 BR), $1,240 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 62946?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 62946 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 62946?

The FY2026 income limits of the Pope County, IL area apply: median family income $83,300, low-income (80%) limit $71,750 for a family of four.