Income Limits by County

FY2027 Small Area FMR · Ballwin, MO

ZIP 63021 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63021 (Ballwin, MO) is $1,630 a month, up 13.2% from FY2026. That is 21% above the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$1,630per month ▲ 13.2%
Area-wide 2 BR FMR$1,349St. Louis, MO-IL
Rank in the area26thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,467
2 BR Small Area FMR$1,630
110% of SAFMR$1,793

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63021 sits in the St. Louis, MO-IL area

$960$2,020median $1,230

Of the 268 ZIP codes HUD lists for the area, 63021 has the 26th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,467 and $1,793 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$1,064$1,130
1 bedroom$1,330$1,197 – $1,463$1,104$1,180
2 bedrooms$1,630$1,467 – $1,793$1,349$1,440
3 bedrooms$2,090$1,881 – $2,299$1,731$1,850
4 bedrooms$2,410$2,169 – $2,651$1,997$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63021 lies mainly in St. Louis County. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63011Ballwin2.5 mi$1,910
63088Valley Park2.8 mi$1,600
63040Grover4.8 mi$1,880
63017Chesterfield6.0 mi$1,930
63049High Ridge6.3 mi$1,160
63131Saint Louis6.4 mi$2,020

Questions

What is the Fair Market Rent for ZIP code 63021?

HUD's FY2027 Small Area Fair Market Rents for 63021 are $1,290 (studio), $1,330 (1 BR), $1,630 (2 BR), $2,090 (3 BR) and $2,410 (4 BR) a month.

What is the Section 8 payment standard in 63021?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63021 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63021?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.