FY2027 Small Area FMR · Saint Louis, MO

ZIP 63108 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63108 (Saint Louis, MO) is $2,000 a month, up 10.5% from FY2026. That is 48% above the St. Louis, MO-IL area-wide FMR of $1,349.

2-bedroom SAFMR$2,000per month ▲ 10.5%

Area-wide 2 BR FMR$1,349St. Louis, MO-IL

Rank in the area5thof 268 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800

2 BR Small Area FMR$2,000

110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,580▲ 11.3%

1 BR$1,640▲ 10.8%

2 BR$2,000▲ 10.5%

3 BR$2,570▲ 10.3%

4 BR$2,960▲ 10.0%

FY2027 FY2026

Where 63108 sits in the St. Louis, MO-IL area

Of the 268 ZIP codes HUD lists for the area, 63108 has the 5th highest two-bedroom Small Area FMR. St. Louis, MO-IL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,800 and $2,200 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,580	$1,422 – $1,738	$1,064	$1,420
1 bedroom	$1,640	$1,476 – $1,804	$1,104	$1,480
2 bedrooms	$2,000	$1,800 – $2,200	$1,349	$1,810
3 bedrooms	$2,570	$2,313 – $2,827	$1,731	$2,330
4 bedrooms	$2,960	$2,664 – $3,256	$1,997	$2,690

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $113,500 and the 80% low-income limit for four people is $90,800. ZIP code 63108 lies mainly in St. Louis city. See the St. Louis, MO-IL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63113	Saint Louis	1.0 mi	$1,250
63110	Saint Louis	1.5 mi	$1,630
63112	Saint Louis	1.9 mi	$1,320
63103	Saint Louis	2.2 mi	$1,270
63106	Saint Louis	2.4 mi	$1,040
63107	Saint Louis	2.6 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 63108?

HUD's FY2027 Small Area Fair Market Rents for 63108 are $1,580 (studio), $1,640 (1 BR), $2,000 (2 BR), $2,570 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 63108?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63108 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63108?

The FY2026 income limits of the St. Louis, MO-IL area apply: median family income $113,500, low-income (80%) limit $90,800 for a family of four.