Income Limits by County

FY2027 Small Area FMR · Williamsburg, MO

ZIP 63388 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63388 (Williamsburg, MO) is $1,000 a month, up 3.1% from FY2026. That is 11% below the Callaway County, MO area-wide FMR of $1,123.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,123Callaway County, MO
Rank in the area13thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63388 sits in the Callaway County, MO area

$960$1,220median $1,050

Of the 20 ZIP codes HUD lists for the area, 63388 has the 13th highest two-bedroom Small Area FMR. Callaway County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,123 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$853$730
1 bedroom$770$693 – $847$858$740
2 bedrooms$1,000$900 – $1,100$1,123$970
3 bedrooms$1,270$1,143 – $1,397$1,338$1,220
4 bedrooms$1,430$1,287 – $1,573$1,570$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $94,400 and the 80% low-income limit for four people is $75,500. ZIP code 63388 lies mainly in Callaway County. See the Callaway County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
65067Portland7.2 mi$1,070
65077Steedman8.0 mi$1,130
65251Fulton12.1 mi$1,100
65262Kingdom City12.2 mi$1,040
65069Rhineland12.3 mi$1,000
65231Auxvasse12.3 mi$960

Questions

What is the Fair Market Rent for ZIP code 63388?

HUD's FY2027 Small Area Fair Market Rents for 63388 are $760 (studio), $770 (1 BR), $1,000 (2 BR), $1,270 (3 BR) and $1,430 (4 BR) a month.

What is the Section 8 payment standard in 63388?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63388 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63388?

The FY2026 income limits of the Callaway County, MO area apply: median family income $94,400, low-income (80%) limit $75,500 for a family of four.