FY2027 Small Area FMR · Anabel, MO

ZIP 63431 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63431 (Anabel, MO) is $990 a month, up 7.6% from FY2026. That is 3% below the Macon County, MO area-wide FMR of $1,018.

2-bedroom SAFMR$990per month ▲ 7.6%

Area-wide 2 BR FMR$1,018Macon County, MO

Rank in the area6thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891

2 BR Small Area FMR$990

110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 12.3%

1 BR$770▲ 8.5%

2 BR$990▲ 7.6%

3 BR$1,270▲ 5.8%

4 BR$1,520▲ 10.9%

FY2027 FY2026

Where 63431 sits in the Macon County, MO area

Of the 16 ZIP codes HUD lists for the area, 63431 has the 6th highest two-bedroom Small Area FMR. Macon County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,018 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$750	$650
1 bedroom	$770	$693 – $847	$778	$710
2 bedrooms	$990	$891 – $1,089	$1,018	$920
3 bedrooms	$1,270	$1,143 – $1,397	$1,223	$1,200
4 bedrooms	$1,520	$1,368 – $1,672	$1,494	$1,370

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $81,800 and the 80% low-income limit for four people is $65,450. ZIP code 63431 lies mainly in Macon County. See the Macon County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
63437	Clarence	5.0 mi	$960
63552	Macon	6.7 mi	$1,030
63450	Lentner	10.0 mi	$1,000
65247	Excello	11.1 mi	$1,030
65260	Jacksonville	11.7 mi	$1,040
63451	Leonard	12.7 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 63431?

HUD's FY2027 Small Area Fair Market Rents for 63431 are $730 (studio), $770 (1 BR), $990 (2 BR), $1,270 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 63431?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63431 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63431?

The FY2026 income limits of the Macon County, MO area apply: median family income $81,800, low-income (80%) limit $65,450 for a family of four.