FY2027 Small Area FMR · Bethel, MO
ZIP 63434 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63434 (Bethel, MO) is $1,070 a month, down 9.3% from FY2026. That is 11% above the Shelby County, MO area-wide FMR of $962.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 63434 sits in the Shelby County, MO area
Of the 9 ZIP codes HUD lists for the area, 63434 has the 3rd highest two-bedroom Small Area FMR. Shelby County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $962 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $780 | $702 – $858 | $709 | $860 |
| 1 bedroom | $830 | $747 – $913 | $751 | $920 |
| 2 bedrooms | $1,070 | $963 – $1,177 | $962 | $1,180 |
| 3 bedrooms | $1,420 | $1,278 – $1,562 | $1,332 | $1,570 |
| 4 bedrooms | $1,640 | $1,476 – $1,804 | $1,559 | $1,820 |
A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $68,600 and the 80% low-income limit for four people is $62,000. ZIP code 63434 lies mainly in Shelby County. See the Shelby County, MO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 63434?
HUD's FY2027 Small Area Fair Market Rents for 63434 are $780 (studio), $830 (1 BR), $1,070 (2 BR), $1,420 (3 BR) and $1,640 (4 BR) a month.
What is the Section 8 payment standard in 63434?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63434 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 63434?
The FY2026 income limits of the Shelby County, MO area apply: median family income $68,600, low-income (80%) limit $62,000 for a family of four.