Income Limits by County

FY2027 Small Area FMR · Downing, MO

ZIP 63536 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 63536 (Downing, MO) is $960 a month, up 7.9% from FY2026. That is 2% below the Schuyler County, MO area-wide FMR of $979.

2-bedroom SAFMR$960per month ▲ 7.9%
Area-wide 2 BR FMR$979Schuyler County, MO
Rank in the area6thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864
2 BR Small Area FMR$960
110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 63536 sits in the Schuyler County, MO area

$960$1,410median $1,100

Of the 6 ZIP codes HUD lists for the area, 63536 has the 6th highest two-bedroom Small Area FMR. Schuyler County, MO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $979 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

ZIP code 63536 crosses more than one HUD area. HUD also lists it under Scotland County, MO (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$682$630
1 bedroom$770$693 – $847$748$690
2 bedrooms$960$864 – $1,056$979$890
3 bedrooms$1,210$1,089 – $1,331$1,166$1,130
4 bedrooms$1,390$1,251 – $1,529$1,287$1,290

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $84,500 and the 80% low-income limit for four people is $67,600. ZIP code 63536 lies mainly in Schuyler County and Scotland County. See the Schuyler County, MO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
63548Lancaster7.8 mi$1,110
63555Memphis8.5 mi$960
63561Queen City10.7 mi$1,040
52584Pulaski11.9 mi$970
63546Greentop13.0 mi$1,090
63531Baring14.1 mi$990

Questions

What is the Fair Market Rent for ZIP code 63536?

HUD's FY2027 Small Area Fair Market Rents for 63536 are $680 (studio), $770 (1 BR), $960 (2 BR), $1,210 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 63536?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 63536 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 63536?

The FY2026 income limits of the Schuyler County, MO area apply: median family income $84,500, low-income (80%) limit $67,600 for a family of four.